At the end of July 2016, the HMRC released an online application process allowing members to apply for Individual Protection 2014 (IP14), Individual Protection 2016 (IP16) or Fixed Protection 2016 (FP16). Members who are considering applying for protection can now do so using the following Government’s website: www.gov.uk/guidance/pension-sc...

The new online service allows members to access applications made and print out any protection details necessary, which may be required by the Fund Administrator.

To enable you to apply for protection online you will need:

• to set up an account for HMRC online services. This can be done when you use the online application process for the first time.
• confirmation of the value of your pension as at 5 April 2016.

If you don’t know this information, you can ask your Fund administrator who will be able to provide this information to you. If you have more than one scheme, you can simply add the amounts from each of the scheme together.