The information contained in this website is provided solely for the benefit of members, and prospective members of the Nationwide Pension Fund (the Fund) and for general information purposes only.

It is not intended to provide a definitive description of any benefits payable from the Fund or a comprehensive statement of the law on any issue. Nothing contained in this website confers any legal entitlement to a particular level of benefits, and there are categories of Fund members who may have different benefits from those set out on this website.

The Fund is governed by, and subject to, the Fund’s Trust Deed and Rules and applicable legislation, each are amended from time to time. The information on this website is not binding on the Trustee and, in the event of any conflict with the Trust Deed and Rules, and applicable legislation, the information on this website will be overruled.

Neither the Trustee nor Nationwide can guarantee the accuracy of information contained within the website, and subsequent changes to the Fund’s documentation and/or applicable legislation, may subsequently affect its correctness or completeness. 

This website does not include information on the calculation basis that was used to work out your pension benefits. The Fund’s benefits were harmonised for pensionable service between 1 April 2011 and 31 March 2021 (the date the Fund closed to future accrual). There are different benefit sections with the Fund in respect of benefits for service before 1 April 2011, which reflect the different rules of pension schemes which were transferred into the Fund following acquisition by Nationwide Building Society. As the benefits provided have changed over the years, the calculation of your benefits will also be affected by when you joined the Fund (or previous scheme) and the date you left pensionable service.

You should refer to any previously issued member guides and/or leaving service statement or contact the Fund Administrator to understand how your deferred benefits have been calculated.

If you were an active member when the Fund closed to future accrual on 31 March 2021, your deferred benefits will have been calculated and notified to you as part of the closure consultation process. You will also have received documentation relating to the closure from Nationwide Building Society and should refer to this information to understand your benefits.